ISM - FreedomFlex Products & Services



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  • Product Information

    Critical Illness
    Payable if the Covered Person is diagnosed with (Heart/Stroke/Cancer/ Kidney Failure/Major Organ Transplant/ Paralysis/Stroke/Coma) for the first time by a Physician as having a Covered Condition and the diagnosis is made while the Coverage is in force. See full details in your certificate of coverage.

    All Group Accident Insurance Benefits shown provide protection 24 hours a day whether on or off the job. 

    Accidental Death and Dismemberment
    Accidental Death and Dismemberment insurance that pays upon death or covered accidental dismemberment for loss of limb or sight according to the schedule.

    Accident Medical Expense
    Pays per covered injury after a $250 deductible per covered accident.  First treatment must occur within 90 days of the covered accident. The benefit period is up to 52 weeks from the date of the covered accident.

    Lifestyle Enhancement Benefits
    Rx Discounts, Lab Discounts, Discounts on Shopping, Car & Truck Rentals, Cruises, Theme Parks and Attractions, and Movie tickets.

    Once enrolled, you'll receive a Welcome email that will include a link to download your Membership Guide which includes instructions on accessing all the included benefits.  A printed membership guide will be mailed to you which should arrive within 7 to 10 business days.

States Not Available: NY
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